Quote:
Originally Posted by toy264  Is it possible that your homeowners insurance would cover it on a special schedule as a "possession", as they do for furs, jewlery, etc, rather than define it a "vehicle"? |
Be very careful as this is explicitly NOT covered in my (USA) homeowner's policy. They wouldn't insure my build as a collection of parts, they wouldn't insure my trailer at all, and they wouldn't insure the car until it was road registered (even though it would be much simpler to steal at that point!).
I ended up switching companies to one which would insure it appropriately as needed (ANPAC, their "Chrome" policy, as someone on the forum pointed me toward).
It seems like this is a very good time to be upfront and honest with your agent as needing help in the event of a claim, it'd be pretty crappy to give them a loophole to deny compensation.
Jump on the web, I'd bet there are options...
Best of luck!