Thanks for the input and empathy guys! I was fully prepared for a bill of $10-12K because I knew the body had some issues that would run the bill up. I was not prepared for nearly double that. My major mistake was not having something in writing before the job was begun. Ironically, that may end up being the hot rod shop's major mistake as well. Since, they had no written estimate for me to authorize, depending on the exact wording of the Motor Vehicle Repair Act, it is possible that I could demand my car and drive it away without paying a cent. While I wouldn't do that, it is the way some state's laws are written. Hopefully, this will not come to litigation. I really think that on the strength of the consumer laws, we will be able to come to some sort of agreement. I went to visit them yesterday and they have already given some ground in that, the 200 hours, originally, did not include the time that I had already paid for. Yesterday, they said that the 200 hours was the total amount of work they had done. So, $3K had already been paid against that. Still a hell of a lot of money, but they are at least changing their position and in the RIGHT direction.
The only thing I would say about doing work yourself to keep costs down is, "Make sure your paint guy will still provide some sort of warranty on his work since it is going on top of your work and not his!" Many will NOT do this, understandably. If you are going to do any repair work, make sure the materials you use are compatible with the painter's materials and he signs off on their use. This was the main reason I didn't do more of the work. I wasn't sure who was going to do the work and by the time I did know, I was ready to have the car get done and done right (obviously, that went over like a fart in church.)
Lastly, do as I say, not as I do: No matter how nice of a guy someone seems, GET IT IN WRITING!
Lynn