Sorry for the rant but I’m fuming.
Two weeks ago on a trip to see a GT40 I approached some traffic lights. There was a car with a young lad driving waiting in a filter lane to turn right. I go through the lights on a green light and just before I get to him he turns into my path bang my car and his beat up fiesta written off.
Now I get out don’t blame him as he is a young lad inexperienced just made a mistake. Police come and slap a fixed penalty charge on him as it’s his step mums car and it turns out he has no mot I start feeling sorry for him.
I get loads of people telling me to claim whiplash but being old school that’s not me. Now the inconvenience of trying to find a replacement car.
Then yesterday I get a letter through the door from a no win no fee company acting on behalf of the owner of the car that hit me claiming the accident was my fault as I had “I failed to keep any or any proper lookout, failed to heed/observe the presence and position of our client’s vehicle, drove into collision with our client’s vehicle and failed by means of brakes, gears, steering or otherwise to control your vehicle so as to avoid the collision.”
Advising me I was liable for the loss of their clients car at a value of twice what it was worthin my opinion, claiming they are instructing their client to see a doctor (two weeks after the accident) in respect of injuries sustained, saying they will advise me of details of their clients loss of earnings in due course and claiming miscellaneous expenses of £120, and appearing to claim I went through a red light as their defence.
They also requested I send by return of post a cheque (no indication of the amount they are expecting) and stating if I do not accept liability in 7 days they will start proceedings against me.
After speaking to the police and my solicitor it seems in cases like this where neither side can prove their case (no witnesses) it usually becomes a knock for knock situation with me having to claim of my insurance with loss of my no claims and them claiming of theirs and making a nice profit due to their hyped up costs.
So to sum up I have 25 years of driving with no accidents get hit by a young inexperienced lad in a car with no mot who employs a firm of no win no fee sharks who know how to play the system cause me sleepless nights with threatening letters and then even though I sit there after the accident staring at a green light in my favour the party that caused the crash look like they will end up potentially in a far better financial position out of it than I will and I used to defend the British legal system!!! But then I still hope and pray that common sense will prevail.
Sorry for the rant.
Disillusioned and disappointed Nick
Two weeks ago on a trip to see a GT40 I approached some traffic lights. There was a car with a young lad driving waiting in a filter lane to turn right. I go through the lights on a green light and just before I get to him he turns into my path bang my car and his beat up fiesta written off.
Now I get out don’t blame him as he is a young lad inexperienced just made a mistake. Police come and slap a fixed penalty charge on him as it’s his step mums car and it turns out he has no mot I start feeling sorry for him.
I get loads of people telling me to claim whiplash but being old school that’s not me. Now the inconvenience of trying to find a replacement car.
Then yesterday I get a letter through the door from a no win no fee company acting on behalf of the owner of the car that hit me claiming the accident was my fault as I had “I failed to keep any or any proper lookout, failed to heed/observe the presence and position of our client’s vehicle, drove into collision with our client’s vehicle and failed by means of brakes, gears, steering or otherwise to control your vehicle so as to avoid the collision.”
Advising me I was liable for the loss of their clients car at a value of twice what it was worthin my opinion, claiming they are instructing their client to see a doctor (two weeks after the accident) in respect of injuries sustained, saying they will advise me of details of their clients loss of earnings in due course and claiming miscellaneous expenses of £120, and appearing to claim I went through a red light as their defence.
They also requested I send by return of post a cheque (no indication of the amount they are expecting) and stating if I do not accept liability in 7 days they will start proceedings against me.
After speaking to the police and my solicitor it seems in cases like this where neither side can prove their case (no witnesses) it usually becomes a knock for knock situation with me having to claim of my insurance with loss of my no claims and them claiming of theirs and making a nice profit due to their hyped up costs.
So to sum up I have 25 years of driving with no accidents get hit by a young inexperienced lad in a car with no mot who employs a firm of no win no fee sharks who know how to play the system cause me sleepless nights with threatening letters and then even though I sit there after the accident staring at a green light in my favour the party that caused the crash look like they will end up potentially in a far better financial position out of it than I will and I used to defend the British legal system!!! But then I still hope and pray that common sense will prevail.
Sorry for the rant.
Disillusioned and disappointed Nick