I had trouble getting a decent quote from Grundig, Heacogk and Haggerty. As soon as I told them it was a replica the rates doubled even though my car is registered in Calif. as "first sold in 1965" and first registered in Calif. in 1990. I was told that once classified as an SPCN, they didn't care how old the car was and that is what raised the rate. I ended up with a policy from Infinity thru Northwest Classic.